Staff Member
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Who to contact if you need help
- Navelly Lopez
Employee Benefits Specialist // ext. 53076 // navelly_lopez@ipsd.org
- Toni Stahr
Benefits Generalist // ext. 53980 // toni_stahr@ipsd.org
- Sara Mendoza
Benefits Coordinator // ext. 53047 // sara_mendoza@ipsd.org
- Bswift (online benefits system)
- Commuter Benefit
- Dental
- Flexible Spending Account (FSA)
- Health Savings Account (HSA)
- Hearing
- Medical and Prescription
- New Hire Orientation
- Required Notices & Disclosures
- Retirement Savings Plans (403b, 457b, IMRF & TRS)
- Transparency In Coverage
- Vision
Bswift (online benefits system)
Benefit elections, changes and cancelations are made through the district's online benefits system, bswift (https://ipsd.bswift.com).
- Marriage/divorce,
- Birth/adoption,
- Loss/gain of benefit eligibility and
- Death of a spouse/dependent.
Commuter Benefit
Third Party Administrator & Website
Inspira Financial
Phone Number - (844) 729-3539 Website - https://inspirafinancial.com/
Commuter Benefit Basics
Cover public transportation expenses related to your work commute.
What expenses qualify for commuter benefits?
How can I use my Inspira card for commuter benefits?
How to set up your commuter benefits as a payment option for Metra, CTA & PACE
Dental
Carrier & Website
Phone Number - (800) 323-1743 Website - www.deltadentalil.com
Dental Basics
Dental Benefit Guide (find a network dentist, benefit highlight sheet & member connection)
Other
Understanding Your Explanation of Benefits (EOB)
Quick Facts for Dependents Turning 18
Coordination of Benefits (COB)
Smile Perks (discount program)
Flexible Spending Account (FSA)
Third Party Administrator & Website
Inspira Financial
Phone Number - (844) 729-3539 Website - https://inspirafinancial.com/
FSA Basics
What is a flexible spending account (FSA)?
What is a dependent care flexible spending account (DCFSA)?
What is a limited purpose flexible spending account (LPFSA)?
List of common eligible healthcare expenses
How to Submit & Substantiate a Claim
Using Your FSA for Orthodontia
How to Verify Expenses/Services
Other
Health Savings Account (HSA)
Third Party Administrator & Website
Inspira Financial
Phone Number - (844) 729-3539 Website - https://inspirafinancial.com/
HSA Basics
What is a health savings account (HSA)?
How to Set Up Your HSA, Invest & Withdraw Funds
Hearing
Medical and Prescription
Carrier & Website
United Healthcare (UHC)
Core Phone Number - (888) 332-8885 Core Value HSA Phone Number - (866) 314-0336
Website - https://member.uhc.com/myuhc UHC App
Medical & Prescription Basics
What’s preventive care and what’s covered?
Quick Facts for Dependents Turning 18
Coordination of Benefits (COB)
OptumRx and Your Prescriptions
Medical
Understanding Your Explanation of Benefits (EOB)
Naviguard - Call the customer service phone number on the back of your UHC ID card and tell the representative you would like to work with Naviguard to resolve your out-of-network bill.
Mental Health
Substance Use Treatment Helpline
Prescription
Using Your Pharmacy Benefits & Home Delivery
$0 Cost Share Preventive Medications
$0 Cost Share Vital Medications
My Script Rewards (reward program for select high-cost medications)
Refill & Save (reward program for prescription adherence)
Look up Medication Costs (with a myuhc.com login)
Browse Medication Coverage/Tier (without a myuhc.com login)
Flex Base Prescription Drug List (PDL)
Other
Real Appeal (weight management program)
Rally (healthy habits program)
Bariatric Resource Services (bariatric surgery)
Summary of Benefits & Coverage
UHC Core Value HSA without Infertility Benefits (enrolled in medical < 4 consecutive years)
UHC Core Value HSA with Infertility Benefits (enrolled in medical > 4 consecutive years)
New Hire Orientation
Required Notices & Disclosures
The district is obligated to furnish you with certain documents related to the benefit plans. With your consent, the documents listed below will be provided electronically.
Required Document |
Document Relevance |
Provides information about health insurance coverage; used to help determine eligibility for the premium tax credit |
|
Illinois Consumer Coverage Disclosure |
Lists benefits covered under the employer's group health insurance compared to the essential health benefits required of individual health insurance coverage |
Medicare Part D Notice of Creditable/Non-Creditable Coverage |
Explains whether the employer’s drug coverage is at least as good (creditable) as the standard health benefit under Medicare Part D |
Prohibits discrimination in group health plan coverage based on genetic information |
|
Notice of Coverage Options |
Informs employees about how to access alternative individual health coverage through the Health Insurance Marketplace |
Explains rights with respect to protected personal health information and the privacy practices of health plans |
|
Premium Assistance Under Medicaid and the Children's Health Insurance Program (CHIP) |
Provides information about the premium assistance program for those who are eligible for Medicaid state or CHIP and an employer’s health coverage |
Provides information about the times outside open enrollment to sign up for health insurance if certain life events are experienced |
|
Summary of Benefits and Coverage |
Summarizes a health plan’s benefits, covered health care services, etc. |
Summary Plan Descriptions |
Describes plan rules and the benefits available under the plan |
Provides information about the right to continue/reinstate existing health coverage for individuals on a voluntarily or involuntarily leave to undertake military service or certain types of service in the National Disaster Medical System without waiting periods or exclusions (except for service-connected illnesses or injuries) |
|
Women's Health & Cancer Rights Act of 1998 (WHCRA) |
Provides information about the availability of coverage under the health plan for reconstructive surgery and other related items and procedures following a mastectomy |
The district’s intention, if you consent, is to provide access to these documents electronically via the staff website and/or bswift.
You will need a smartphone, tablet or computer with word processing software (like Microsoft Word or Adobe Acrobat) and internet access to open and read the documents. You will also be able to download the documents for saving and printing at your convenience.
You have the right to request and obtain a paper version of any of these documents free of charge. Even if you consent to receive the notices electronically, you are entitled to request and obtain a paper copy at any time. If you’d like a paper copy, please contact Sara Mendoza, Benefits Coordinator, at sara_mendoza@ipsd.org or by calling 630-375-3047.
If you change your mind about receiving these documents electronically, you can withdraw your consent for electronic receipt at any time by notifying Sara Mendoza, Benefits Coordinator, at sara_mendoza@ipsd.org or by calling 630-375-3047. If you provide notice of withdrawal of consent, any future distributed documents will be given to you in paper form.
If you need to change your contact information for purposes of receiving these notices, please notify Sara Mendoza, Benefits Coordinator, at sara_mendoza@ipsd.org or by calling 630-375-3047.
Additional information regarding the Affordable Care Act and the Health Insurance Marketplace is available at www.healthcare.gov.
Retirement Savings Plans (403b, 457b, IMRF & TRS)
403(b) & 457(b) Plans
How to Set Up an Account & Investment Provider List (Retirement Savings Plan Notice)
How to Initiate or Change 403(b) & 457(b) Contributions
403(b) Salary Reduction Agreement
457(b) Deferred Compensation Agreement
IMRF & IMRF Voluntary Additional Contributions (VAC)
Illinois Municipal Retirement Fund (IMRF)
How to Create a Member Access Account
TRS & TRS Supplemental Savings Plan (SSP)
Transparency In Coverage
As part of the Affordable Care Act's Transparency in Coverage Rule, UnitedHealthcare is creating and publishing Machine-Readable Files (MRFs) on behalf of Indian Prairie School District.
From July 1, 2022, onward these files will be available at the following address:
- After opening the UHC Transparency in Coverage file list, press Ctrl-F on your PC keyboard (or Command-F on a Mac) and search "Indian-Prairie." Multiple files may be found.
- Click the file you want to view.
- Click the drop down arrow, and select Show In (Downloads) Folder.
- Right click the desired file.
- Select 7-Zip, and then Extract Here.
- Select the desired file again from the downloads folder.
- Select Open With, and then WordPad (or TextEdit on a Mac).
For more information, refer to UnitedHealthcare's Transparency In Coverage FAQ and the UnitedHealthcare's Transparency in Coverage external page, both of which will always remain updated with the most current information.
Vision
Carrier & Website
United Healthcare (UHC) www.myuhcvision.com
To search for an in-network vision provider, print an ID card, view a detailed benefit summary or check on the status of a claim, register or log in to www.myuhcvision.com.
If you seek care from an out-of-network vision provider, you will need to complete and mail the out-of-network vision claim form (along with itemized receipts) to UnitedHealthcare Vision Claim Department in order to receive reimbursement.
Out-of-Network Vision Claim Form
Other